Explore our Bespoke Financing Solutions

When it comes to financial solutions in the wine and spirits sector, our dedication is to provide understand your working capital needs and funding needs to support your growing business.

Being a specialist firm, we have the necessary expertise to analyse the unique characteristics of this industry and the underlying value present in wine and spirits.

Specialised and flexible funding options for wine & spirits producers, distributors, importers and merchants

Trade Credit

  • Secure your stock on credit with an approved trading limits. Carnation Capital will purchase the wine and/or spirits product, stock and manage the inventory, and sell it back to you. Repay with your proceeds from the sale.

  • Duration: 30 days - 120 days terms
    Typical value per transaction: USD100k - USD1m

Advance Payment

  • Optimise cash flow by securing financing for your goods or invoices between your customers and suppliers.

  • Flexible Duration - up to180 days
    Accessible - up to EUR500k / USD500k
    Confidential - Your customers, your terms

Inventory Lending

  • Borrow against existing or future wine or spirits stock, freeing up capital to fund immediate purchases.

  • Flexible Duration - 6 months to 2 years
    Accessible - up to EUR3m / USD3m
    Collateral - Specialist assessment of stock value

Equity & Project Finance

  • Secure financing that supports long term projects or acquisitions that help scale up your business.

  • Creative Structures - Flexibility to embrace innovative financing structures that align with your business model
    Strategic Partnerships -     Our investor network bring invaluable expertise and insights, offering an advantage in the competitive wine and spirits market
    Timely -     Enabling you to seize strategic acquisition opportunities swiftly

We see collaboration with our borrowers as being more than just financing.

Long Term Business Loans: Carnation Capital

Our investors also share an enthusiasm for wine & spirits as consumers.

So we aim to deliver a comprehensive client experience where we are able to bring our clients closer to winemakers, vineyards and distilleries. 

Winegrower: Carnation Capital

We seek to partner with wine and spirits SMEs in our network to facilitate :

  • Direct referrals for personal cellar purchases or allocation requests

  • Authentic storytelling behind the owners and brands of fine wine and spirits

  • Exclusive visits and tastings